Best practices (and not) for recovering account passwords online

Barclaycard forgot password page
Barclaycard Ring MasterCard “forgot password” page

[THIS POST HAS BEEN UPDATED.] Yesterday I mentioned a problem I was having with the Barclaycard Ring MasterCard “forgot password” page. Today I’m taking the extra step of showing the page because this is something I don’t think has a lot of customer service advantage. They’re using the same page whether you are setting up a new online persona OR you have forgotten your password in which case you simply have to choose a new username.

What else could Barclaycard have done? Send an email at the user’s request, with a unique URL that expires after a few hours. That way the account is secure, but the user stays in control of it. This is the nearly universal practice, and it’s interesting to see an exception and mull the pros and cons.

Requiring a new username is particularly onerous for Barclaycard Ring because it’s supposed to be a social networking community. If I change my username, what happens to the badges and contacts I’ve built up under my old username? But I think it’s not a very good practice in general, and this big international bank must be somehow very stretched for programming resources.

While I’m at it, here’s another not-best practice: confirming the new (or old) password by sending out an email that contains exactly that password in unencoded text. Yikes! What if I’m reading my email in Starbucks or an unsecured wireless hotspot at the airport? Even if I’m in the comfort and sanctity of my home, I’m still going to have to delete that email now. The merchant or marketer probably thought they were doing me a favor by sending me a handy reminder. In contrast to Barclaycard, this is one we’ve all seen, probably several times. Don’t do it.

UPDATE July 3: got a call from Meagan in the Barclaycard digital marketing department and she had a little difficulty reproducing the above page on a test account; possibly I had done something like enter the wrong password too many times that caused the system to “clear out my account”. What I should have seen was a reset page with my security image and with her help I was able to get to that. More important, she and I discovered that if, instead of creating a new user name in the screen captured above, I entered my current one (after confirming who I was with the challenge info above) the system would accept it.

The GOOD news was that when I finally got into my account my screen name had not changed at all; must be different from the username the system recognizes. So all my badges, if I had them, would be intact.

Meagan says this is the password reset procedure used for all Barclaycard products but she does understand how it might be a good idea to present it differently (and tell people they can keep their current username if they like) for the Ring cardmembers. Will be interested to see what they come up with.

Are you still using Siri? And iPhone security issues…

After an 18 month dalliance with Android, I’m back to the iPhone, now on Verizon. Left the Droid X outside during a Texas thunderstorm, and the Verizon folks were kind enough to upgrade me without a penalty.

I’m happy. All my old apps were waiting for me in iTunes. The GPS problems have gone away. And I’m comfortable back in Steve’s sandbox where rogue apps don’t cause the system to crash.

Just one thing… what the f* is this Siri? Does anybody except new users and my 10 year old actually find it an enjoyable and productive feature? Or to expand the question, if there had never been a Star Trek would the idea of instructing a computer with voice commands, rather than just punching a button, have ever seemed like a good idea?

One thing I did struggle with was the lack of security for my Apple account. By default, a user (such as the above mentioned 10 year old) can enter a wrong password 4 times and then be asked if they want to reset it. The reset link is sent to my primary email account, which of course is accessible on the phone.

The solution is to go to Settings>General>Restrictions>Accounts and then check “Don’t Allow Changes”. I can now enter the wrong password as many times as I like and will never be prompted to reset it.

KISS: selling complex products with simple messages

Rovi Bridezilla Ad
Rovi "Bridzilla" Ad in today's Ad Age. Thanks to client Bill Smith and his trusty iPhone.

I’m on a panel at this fall’s DMA called “K.I.S.S – Keys to Copy & Content that Generate Results”. My partners in crime are Dawn Wolfe from Autodesk and Philip Reynolds from pharma agency Palio. The idea is to talk about strategies for translating complex products or services into simple and universal human language that sells.

I’m thinking of using this Rovi promo, which appears in today’s Ad Age, as an example. Rovi does the ads that appear within onscreen television guides and other formats where the viewer is actively involved with a remote or other electronic device; viewers aren’t dozing or distracted so this is an attractive option for media buyers, our target audience. A bit complex so we boiled it down to this idea of the bridezilla who is so enamored of her remote that she can’t put it down even in the wedding chapel.

The antonym of this is the ads you’ll find in any issue of Wired or Fast Company for high-performance automobiles or audiovisual equipment. Those ads typically use visual metaphors of power and performance and expect the reader to be awed, not involved.

The session is happening on October 17, so plenty o’ time to noodle on this. If you have any thoughts or examples on this topic, please send them along!

Wrapping up CES 2012

The highlight of my final day at CES 2012 was a visit to Eureka Park, the area at the Venetian dedicated to new products and startup companies. Here are a few items of particular interest.

Cubelets. Designed for kids to learn programming, Cubelets are magnetic blocks that can be snapped together to produce complex reactions. For example, the brightness block determines the available amount of light and turns on the flashlight block, then the distance block tells the driving block to move the whole structure down the table. You can watch a really silly video since my photo didn’t work out well, and you can also preorder an (expensive) prototype kit to ship in March.

Postcard on the Run. An iPhone or Android app that lets you choose a photo, write a message (including your written signature) then mail it as a physical postcard to an address in your address book. I tried it out and the app was going to charge me $1.99 (including a scratch n sniff layer at 50 cents extra) which is not a bad price compared to buying and mailing a postcard from the post office.

Twykin.com. These guys are doing a mashup of bulletin boards, FAQs, Wikipedia type user written articles and using it to develop as a test case the world’s first crowdsourced customer service application. You’ll have to trust me (and I will have to trust them) on this one since their developer was in an accident just before CES but they promised to get back to me and I’ll do a full piece at some point in the near future.

Blippar. Instead of shooting a QR code with your smartphone that takes you to a website, the Blippar app allows you to interact directly with an augmented reality application. The examples shown by this UK company include a ketchup label that allowed you to turn the label into pages you can flip through, and a retail page in which you can order directly from the app.

SurfEasy.  This is a USB dongle that fits into a credit card-size carrier. On it are your browser preferences and passcodes with bank-level encryption so you can just plug into a public device and go right to work. There’s no storage on the device, but it comes with 2 GB of cloud storage. It’s a bit pricey at $60, but solves a problem for folks who use public computers in what looks like a complete and well thought-out execution.

That’s it for CES 2012. See you next year.

Bests of CES, 2012

Artist drawing with Samsung Note
Artist drawing with Samsung Note

Best marketing: Samsung Note. This is the new device that’s small enough to use as a phone yet big enough to use as a tablet, soon to be announced for AT&T. (I want one!) To show off its capabilities, they had two artists doing portraits of showgoers using the special pen that comes with the device, and all their advertising features examples of these portraits.

Kodak at CES 2012
Kodak "Sharing Solutions" at CES 2012

Best “dead man walking” imitation: Kodak. Even though they’re openly attempting to sell off their units to avoid bankruptcy, they were in their exhibit space maybe because they’d already paid for it. There was only a single wall of cameras, which they now call “sharing solutions”; more irony, they’ve now started packaging their inkjet cartridges in boxes that look like Tri-X film boxes.

LG 3D TV at CES 2012
Intro to the LG display area at CES 2012

Best commitment to 3D TV: LG. They ask you to put on the glasses before you enter their space, and leave them on because there’s just one 3D TV after another. I still predict a short lifetime for this fad and think it will wither once everybody who wants a 3D TV has one. The summer Olympics are being broadcast in 3D, I learned at the show, so that will be a tipping point one way or the other.

Biebermania at CES 2012
Biebermania!

Best waste of time: Justin Bieber. He was standing doing something in the middle of the Vody robotics booth, and a huge press of people were seeing nothing except the back of each other’s heads. The C/Net camera, a few rows back, did capture a wisp of his famous locks. Meanwhile, other showgoers were actually learning something about technology.

New York Deli at LVCC
New York Deli has great sandwiches

Best food without leaving the show: Uncle Joel & Darryl’s New York Deli, toward the back of the central hall. Real deli sandwiches with a pickle and excellent cole slaw and potato salad, for just a couple bucks more than you’d pay on the street.

Casio Bluetooth Watch demo
Casio watch tells you when your phone is ringing.

Best example of missing the boat: Casio. As the world switched to smartphones, they made a strategic decision to stick with watches. New this year, a Bluetooth watch that will alert you when a call is coming in. Hey, I have a phone for that.

Panasonic kicks eco-butt at CES 2012

Solar Racer
Panasonic's solar racer

If you are at CES, be sure to check out the “eco ideas” section of the Panasonic exhibit. Once again, they score with irresistible concepts and catchphrases for ideas that may or may not ever become practical but should be. A racecar that rockets across the Australian outback under its own solar power, and beats its nearest competitor by an hour. A planned community in Singapore built within a solar/wind farm on the site of an old Panasonic factory, so energy is immediately available for use without being stored or transmitted. An electric car that is recharged wirelessly, and warms its passengers with its onboard heat pump.

Panasonic 3D screen at CES
Panaonic's 3D screen, in which the image is projected on building blocks
Panasonic demo queen Joey Lao
The indefatigable Joey Lao

Be sure you get your demo from the indefatigable Joey Lao, who was featured a couple of years in my still-popular post on the heat pump washer/dryer. And don’t miss the showcase video, a tour de force in which the screen itself, not the camera, is in 3D.

Marketing Makeover at CES 2012

One of my favorite events at CES is Steven J. Leon’s Showstoppers. Tech companies large and small rent a 6-foot booth space for 4 hours so they can convince reporters and bloggers (this is a press event) how cool they are in hopes of getting coverage.

A real niche product
Some of these companies, like Twonky, have a real niche product.

Because I’m here to study how companies market themselves, I like to look at how good they are in their signage. With 100+ companies in a large ballroom, I’m not going to listen to everybody’s elevator pitch. It’s amazing how many just put up a sign with their name, giving no clue what they do. Others have slogans or graphics that are edgy or plays on words but, again, give no clue what the product or service is.

YurBuds
Creepy signage from YurBuds.

I’d like to do a marketing makeover of some of these guys, similar to the lightening rounds I used to do with Carol Worthington Levy at DMA events. Someone would bring up their catalog or mail pack or ad and we’ll have to fire off quick ideas to make it better. Some of our ideas were better than others, but it’s amazing how many obvious improvements are hiding in plain sight.

One company that could use a makeover is YurBuds, with its “earbuds that won’t fall out.” Please, don’t make them look like implants. Don’t make them red like blood. Don’t make the cords look like blood dripping from your ears. Change those things and your product will be less creepy and sell better.

Empower
Glasses that look like glasses, from EmPower.

Another candidate is EmPower (note unhelpful jargony name), a company that makes eyeglasses with built in electronics in the earpiece that changes them from reading glasses to distance glasses at the touch of a finger. Invisible bifocal glasses that do this cost hundreds; these are $12 and available already at 1200 opticians. Nice story… but they miss the boat with a marketing display that features the fact they are glasses. Yes, we know that. It is the hidden electronics that makes them different. To demonstrate that, show them as anything BUT glasses.

Nicole Messier demos Kogeto panoramic camera
Nicole Messier demos Kogeto panoramic camera.

The only truly new product I saw was from Kogeto: a camera that attaches to your iPhone and will take a panoramic photo which you can then upload to Facebook or a similar app; the viewer uses a slider to move the image around. It was so cool that, true story, I did not even notice it was my pal Nicole Messier doing the demo. Their signage could use some work however.

Goodbye, Groupon?

You, a freelance creative, buy a plane ticket to go and see a client. You rebill the ticket at cost and your client pays you back. So, if you need to state a number when you’re applying for a credit line or some such, should you include the value of that ticket in your revenues?

Of course not. That pass through expense has nothing to do with your business; it’s just money that appears on your balance sheet on its way from one place to another. Or to quote the wonderful though wonky Grumpy Old Accountants website, “SEC Staff Accounting Bulletin 101 on Revenue Recognition, Question 10 specifically, is congruent with EITF 99-19.  The SEC stated that firms should report revenues on a net basis if they did not take title to the products, did not have the risk and rewards of ownership, and acted as an agent or broker.”

Groupon did not get the memo. They have been booking the full value of their coupon sales as revenue, not accounting for the fact that a large percentage of what they are collecting is going to go into the pockets of retailers and they are just a conduit. As a result, yesterday Groupon had to restate its revenues and reduce them by 50%, while incidentally announcing their recently hired CEO is on her way back to Google.

So much for that IPO. And perhaps much of that money that Groupon collected on the premise that its copywriters are worth $6 billion will have to be returned, since it was based on the misstated revenues. As I mentioned in that earlier post, retailers like the results that they get with Groupon but resent the charges which are higher than with other social couponing sites. It would be a lot of fun to be a LivingSocial or BlackBoardEats rep calling on your prospects next week, would it not?

I hope Groupon does not go down in flames because I think the quality of its creative expression (along with excellent, rock-solid marketing) has been the decider. You may have noticed that the Groupon “Voice” now extends no further than the opening sentence or two of most offers; after that it is straightforward, though good, marketing copy. But this is offset by the wonderful temporary insanity of the “Groupon Says” feature at the bottom of the offer page.

Google copywriters: if you guys get laid off, give otisregrets a call and let’s talk about some mutual opportunities.

CES tightens screws on bloggers, lookie-loos.

I just finished registering for the Winter Consumer Electronics Show (CES) as an “industry attendee” vs a blogger. They’ve eliminated the blogger designation as part of a “stricter credentialing process” and, still waiting to see whether they consider Otis Regrets a legitimate source of industry information who will qualify as a member of the working press, I bought some insurance through a standard registration to get under the early bird deadline.

I’m been pretty diligent about logging a couple of stories a day at shows like this in return for my blogger credential; now maybe it frees me up to do fewer and deeper articles. If I don’t get a press credential, what I miss out on is a box lunch (whose main virtue is that it’s on premises, so you don’t have to take time out to eat lunch) and a tote bag. I will be okay.

CES also wants to tighten registration on attendees in general: “Due to the investment made by our exhibitors, International CES show management wants to ensure that its attendees are members of the trade.” CES is not a very tchotchke-rich show and I am guessing fairly few rapscallions fly across the country to spend several days padding around enormous rooms of strange machines; the main threat would seem to come from local lookie-loos, either retired or underemployed, and I’m sure they will find a way to get in.

See you at the buffet.

Marketers, don’t make Apple mad

If your company held a giveaway and said I could enter to win an iPad if I bought a product, that would be illegal. “Consideration” is one of the legal no-nos in a sweepstakes which is why the rules always say in big letters, NO PURCHASE NECESSARY.

illicit iPad image
Use of images from Apple's website is also prohibited.

If your company had a giveaway and said I could enter to win an iPad with no purchase required, that would be…. prohibited. Say what? By whom? By Apple, according to their new promotional guidelines.

Apple, which will soon be or already is the world’s most valuable company, has decided it has the right to tell people what to do with products they have already purchased. iPads may not be used in promotions of any kind, period. iPod touches are ok if you buy 250 units. And of course everything must follow guidelines provided by Apple and be submitted for Apple approval.

The use of third party trademarks in marketing is a grey area. It’s not the same as my writing about iPads in this blog (there I said it iPad iPad iPad) where the primary purpose is educational so I’m protected by something called “Fair Use”. But what is very clear is that Apple has a lot more money and a lot more lawyers than you do.

I can’t find evidence of any marketer who has actually been dinged by Apple for violating this policy, which was issued earlier this year but is only recently garnering attention. But I do know at least one of my agency clients will no longer use iPad promotions. They are going to instead give away, and give free publicity to, a competing product from HP.