American Express customer service goes off the rails

Had a remarkable conversation with American Express customer service tonight regarding my account ending in 71000. (Amex, that’s so you can fix this if you are paying attention.) The card was rejected in a Cost Plus World Market store and while I am by no means a paragon of any type, I’ll say in my defense I have never missed a payment nor reported any kind of irregularity so it was a bit of a surprise.

When I got home there was an email, as opposed to the more urgent phone call you might expect. There was a number for me to call. I did… and was put on hold. WTF! I then had a conversation with an overseas CSR. I am not one of the “keep it in America” folks by kneejerk reaction, but in this case the language barrier might have kept her from realizing some of the script she was reading from was of a toxic nature.

I see you are calling from a number in your profile, you had a charge that was rejected because of our fraud prevention alerts. I asked why, since Cost Plus is a recognized national retailer. First surprise in her scripted answer: the larger the organization, the greater for the potential for fraud. Oh, says I, are you saying I should only shop at small stores from now on? Her response: I can see you were embarrassed sir, when your card was rejected. (WTF! I never said that!) I can understand that because of the prestige attached to the American Express card. (Yes, I’m a desperate striver who was accidentally approved for this card. Now my dirty laundry is out in public.)

I could have been reassured by this conversation, but instead I’m in doubt about my choice of shopping destinations and my worthiness to carry the card… which you can’t bet I won’t be doing much longer. Well, that’s not actually true because I have points to redeem. But you can bet this puppy is going to stay in my pocket the balance of this holiday shopping season. Don’t have time for this shit.